Not only individuals but businesses have to watch out for scammers and not just on the internet but on the telephone.
I took a call at CrexTechs today from a caller purported to be using AT&T Relay which is a taxpayer supported service for the hearing impaired. The operator read out what the caller typed then typed my responses for the caller. Linda, the caller, wanted to know if we sold laptops, did we take credit cards over the phone and would I give her some information on what we had. The relay proved to be a cumbersome tool for this kind of communication so we switched to email at the caller's behest. I sent her the information and asked how she found CrexTechs and where she was calling from. She responded only that wanted to order three laptops even though the two I described didn't meet her previously expressed needs. That was when I decided that this was definitely a scam.
I was suspicious from the get go. I'm not sure why, maybe I have a suspicious nature. In between emails from Linda I did a Google search on AT&T relay scams. I found that this scam has been around since at least 2004. Scam-o-Rama gave me the scoop on the relay scam and ways to try to verify if a caller is really deaf and calling from the US. By then, the call was over and we were on email.
Linda soon realized I was on to her and the email exchange stopped. Had it not been for my suspicious nature, my helping nature would have kicked in and I would have wanted to assist this hearing impaired customer get the laptops she needed.
There are a lot of good people out there, private individuals and customer service folks, wanting more than anything to be helpful to anyone needing special attention, especially in this season of peace on earth, good will to all. I would hate for all of us to become so cynical that those of us really in need of help will not get it.
When someone you don't know calls you to ask a favor or wants to sell you something or wants to be sure your account doesn't get closed and needs to get information from you, ask the caller to wait a moment while you find a paper and pencil to write down the information. Some scammers will be put off by this and hang up. Others will play you so be sure to write everything down.
To determine who is calling and what organization they represent, ask a few questions.
- How did you get my name and number,
- where are you calling from,
- what is your name and how do you spell it,
- how do you spell the name of your organization,
- please repeat the name of the offer or promotion
- can I get your phone number and call you back, I need to do a little research on your organization or I need to call my bank to be sure they know about this promotion or problem.
Usually with this kind of vigilance, the scammer will give up and hang up on you but not always.
If they ask you for personal information or even want to verify what they have, tell them, "I'm sorry, I don't discuss this information over the phone." Some of these scammers are very talented at getting you to give correct information by feeding you wrong information. So be very careful.
If you find yourself in the midst of a situation that seems hinky to you, the best thing for you to do, even if it is contrary to your nature, is hang up the phone-- Oops! We got disconnected! If you are business, you can tell them your credit card machine is off-line or the items they want are sold out and you will call them back with special order information. Once disconnected, you probably won't get a call back.